:root{--p:#0a2e5c;--a:#1769d4;--g:#16a34a}
*{box-sizing:border-box}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:#1c2430;background:#fff;line-height:1.6;font-size:16px}
.wrap{max-width:1080px;margin:0 auto;padding:0 18px}a{color:inherit;text-decoration:none}img,svg{max-width:100%;display:block}h1,h2,h3{line-height:1.2;color:var(--p);margin:0 0 12px}
.btn{display:inline-block;background:var(--g);color:#fff;font-weight:700;padding:14px 26px;border-radius:10px;border:none;cursor:pointer;font-size:16px;box-shadow:0 6px 16px rgba(20,120,80,.28);transition:transform .12s}.btn:hover{transform:translateY(-1px)}
.top{background:#fff;border-bottom:1px solid #e7ebf1;position:sticky;top:0;z-index:40}.top-in{display:flex;align-items:center;justify-content:space-between;padding:12px 0;gap:12px}
.brand{display:flex;align-items:center;gap:10px}.brand img{width:34px;height:34px}.brand b{font-size:22px;color:var(--p)}
.nav{display:flex;gap:4px;align-items:center}.nav a{padding:9px 12px;font-size:15px;font-weight:600;color:#34435a;border-radius:8px}.nav a:hover,.nav a.active{color:var(--a);background:#eef3fb}.nav .btn{padding:10px 18px;margin-left:6px}
.navtoggle{display:none;background:none;border:none;font-size:26px;color:var(--p)}
.hero{background:linear-gradient(160deg,#0a2e5c 0%,#1769d4 100%);color:#fff;padding:42px 0 54px}.hero h1{color:#fff;font-size:38px}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:34px;align-items:center}.hero p.sub{font-size:19px;color:#e8eefb;margin:0 0 18px}.hero ul{list-style:none;padding:0;margin:18px 0 0;display:flex;flex-wrap:wrap;gap:8px 22px}.hero ul li{font-size:15px;color:#f0f5fc;display:flex;align-items:center;gap:8px}.chk{color:#7ee2a8;font-weight:800}
.calc{background:#fff;color:#1c2430;border-radius:16px;padding:24px;box-shadow:0 20px 50px rgba(4,20,45,.35)}.calc h3{color:var(--p);font-size:19px;margin-bottom:16px}.calc label{font-size:13px;font-weight:700;color:#5a6678;text-transform:uppercase;letter-spacing:.4px}.calc .val{font-size:30px;font-weight:800;color:var(--a);margin:2px 0 10px}.calc input[type=range]{width:100%;accent-color:var(--a)}.calc select{width:100%;padding:11px;border:1px solid #d3dbe6;border-radius:9px;font-size:15px;margin-top:6px}.calc .row{display:flex;justify-content:space-between;margin:16px 0 4px;font-size:14px;color:#5a6678}.calc .est{font-size:22px;font-weight:800;color:var(--p)}.calc .btn{width:100%;margin-top:16px;text-align:center}.calc .fine{font-size:11px;color:#8893a4;margin-top:10px;line-height:1.45}
.stats{background:#f4f8fd;padding:26px 0}.stats-in{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;text-align:center}.stat b{display:block;font-size:26px;color:var(--a);font-weight:800}.stat span{font-size:14px;color:#5a6678}.stars{color:#ffb400;letter-spacing:1px}
section.blk{padding:48px 0}.blk h2{font-size:28px;text-align:center}.blk .lead{text-align:center;color:#5a6678;max-width:680px;margin:0 auto 30px;font-size:17px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.step{background:#fff;border:1px solid #e7ebf1;border-radius:14px;padding:24px;text-align:center}.step .ic{width:56px;height:56px;margin:0 auto 12px}.step b{display:block;color:var(--p);font-size:18px;margin-bottom:6px}.step p{color:#5a6678;font-size:15px;margin:0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid #e7ebf1;border-radius:14px;padding:24px;border-top:4px solid var(--a)}.card h3{font-size:19px}.card p{color:#5a6678;font-size:15px}.card .amt{font-size:15px;color:var(--g);font-weight:700;margin-top:8px}
.revs{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.rev{background:#fff;border:1px solid #e7ebf1;border-radius:14px;padding:22px}.rev .who{display:flex;align-items:center;gap:12px;margin-bottom:10px}.rev .av{width:44px;height:44px;border-radius:50%}.rev .who b{color:var(--p);font-size:15px}.rev .who span{font-size:13px;color:#8893a4}.rev p{color:#34435a;font-size:15px;margin:8px 0 0}
.faq{max-width:780px;margin:0 auto}.faq details{background:#fff;border:1px solid #e7ebf1;border-radius:12px;padding:0 18px;margin-bottom:12px}.faq summary{cursor:pointer;font-weight:700;color:var(--p);padding:16px 0;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:'+';float:right;color:var(--a);font-size:22px;line-height:1}.faq details[open] summary::after{content:'�3'}.faq p{color:#5a6678;padding:0 0 16px;margin:0}
.cta-band{background:linear-gradient(120deg,var(--a),var(--p));color:#fff;text-align:center;padding:46px 0}.cta-band h2{color:#fff;font-size:28px}.cta-band .btn{margin-top:8px}
.page{padding:42px 0}.page h1{font-size:30px}.page h2{font-size:21px;margin-top:26px}.page .box{background:#fff;border:1px solid #e7ebf1;border-radius:14px;padding:26px}
.form label{display:block;font-weight:700;color:#34435a;font-size:14px;margin:14px 0 4px}.form input,.form select{width:100%;padding:12px;border:1px solid #d3dbe6;border-radius:9px;font-size:15px}
footer{background:#0a2e5c;color:#c4d2e6;margin-top:8px}.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px;padding:38px 0 22px}.foot-grid .b{font-size:20px;color:#fff;font-weight:800;margin-bottom:10px}.foot-grid p{font-size:14px;color:#9fb3cf;margin:0}.foot-grid h4{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:.5px;margin:0 0 12px}.foot-grid ul{list-style:none;padding:0;margin:0}.foot-grid li{margin:0 0 9px}.foot-grid a{font-size:14px;color:#c4d2e6}.foot-grid a:hover{color:#fff}
.disc{border-top:1px solid rgba(255,255,255,.15);font-size:12px;color:#8aa0bf;line-height:1.7}.disc .wrap{padding:18px 0}.copy{background:rgba(0,0,0,.25);font-size:12.5px;color:#8aa0bf}.copy .wrap{padding:13px 0}
@media(max-width:860px){.navtoggle{display:block}.nav{display:none;position:absolute;top:60px;left:0;right:0;background:#fff;flex-direction:column;border-bottom:1px solid #e7ebf1;padding:10px 18px}body.open .nav{display:flex}.nav a{width:100%}.hero-grid{grid-template-columns:1fr;gap:24px}.hero h1{font-size:30px}.stats-in{grid-template-columns:1fr 1fr}.steps,.cards,.revs{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr}}